UESC Provided $20,000 and $50,000 Life Insurance for Members

 

Each member automatically receives a $20,000 life insurance benefit as part of their $15 membership. Our first responders, including our California Fire Fighters, Law Enforcement and Correction Officers receive $50,000.  For a copy of your certificate of coverage click here.

 

 

 

UESC Financial Services

 

UESC members have free access over the phone or in-person to a Certified Financial Planners and CPA on a wide variety of financial issues, including, but not limited to: tax questions, retirement planning, estate planning, college savings, getting out of debt or loan problems.  Some of our financial services programs include:

 

• In-person financial education seminars.
• Web-based financial education seminars.
• Personal financial website.
• Personal Financial plan (no cost planning experience).
• UESC Planning Network (insurance, investment, legal, real estate, mortgage, tax, etc.)

 

 

Most popular strategies

 

• Retirement savings and planning
• College funding and planning
• New home purchase planning
• Debt reduction and elimination planning

 

Primary planning strategies offered

 

• Wealth Management Strategies for
• Retirement savings and planning
• Employer-sponsored retirement plans
• College funding and planning
• New home purchase planning
• Debt reduction and elimination planning

 

Insurance Strategies for

 

• Life insurance
• Disability income insurance
• Long-term care insurance
• Health insurance
• Auto, home, umbrella insurance
• Business insurance
• Employer-sponsored benefits
• UESC-sponsored benefits

 

Cash flow strategies for

 

• Optimal savings and spending balance
• Tax strategies
• Budgeting strategies

 

To speak with a Certified Financial Counselor, click here.

 

 

 

UESC Confidential Counseling Services

 

UESC members and their immediate family have access to in-person confidential counseling services by highly trained master's and doctoral level clinicians.  These services assist our members in dealing with stress, relationship, anxiety, depression, job pressures, material conflict, substance abuse, grief and other personal issues.  To speak with a qualified councilor, click here.

 

 

 

UESC Legal Support, Resources and Services

 

UESC members have both phone and in-person access to local qualified attorneys to assist them in a wide variety of legal issues. Areas of expertise include, but are not limited to:

 

• Divorce and family law
• Debt and bankruptcy
• Landlord/tenant issues
• Real estate transactions
• Civil and criminal actions
• Contracts

 

In addition to phone consultations, members are entitled to a free 30-minute consultation with a 25% reduction in customary legal fees thereafter.

 

Members are also entitled to free online Will preparation. Our online Estate Guidance program lets you quickly and easily write a will on your computer.  You simply follow the prompts to create and download your will at no cost.  Online support and instructions for executing and filing your will are included.  You can:

 

• Name an executor to manager your estate
• Choose a guardian for your children
• Specify your wishes for your property
• Provide funeral and burial instructions

 

To obtain legal services, please click here.

 

 

 

UESC Concierge Services

 

Our Work-Life specialists will help you with your "to do list".

 

They will do the research for you and provide qualified referrals and customized resources for you with:

 

• Child and elder care
• Moving and relocation
• Making major purchases
• College planning
• Pet care
• Home repair

 

To access our concierge services, please click here.

 

 

 

UESC Home Loan and Refinance Services

 

UESC is committed to providing the membership with the highest quality home loans combined with some of the lowest available mortgage rates.  Whether you are a first time home buyer, purchasing your dream home, refinancing an existing loan, or consolidating debt.  Our highly experienced team of mortgage professional can help make your dreams come true.  We specialize in:

 

• Purchase loans
• Refinance loans
• Cash-out loans
• Jumbo home loans
• FHA loans/VA loans

 

Our Home Loan Specialist do everything "in-house".  From start to finish, your loan process stays with our team.  Our specialized relationships with our banking partners give us many advantages for our members.  We have a quick and easy process for our members' mortgage related needs.  Our on-line short application will give instant notification to our Loan Specialist.  Our mortgage professionals will take the time to analyze our members' request and offer suggestions on options that may fit their needs.

 

 

 

UESC Member Only Discounts

Our members receive a number of perks and discounts on travel, Hawaii excursions, cruises, ski resorts, water parks, Six Flags, SeaWorld, Universal Studios, Knott's Berry Farm, California Great American, Sea World, Legoland, California Science Centers, concerts, car rentals, dinner shows, gyms & fitness, movie theaters, florist, zoos, aquariums, airport parking, museums, sporting events, Goodyear, car rentals and so much more.

 

To explore, please click here.

 

 

 

UESC Family Scholarship Program

 

Each year the UESC Family Scholarship Programs provides financial support to our members their children and grandchildren.  Members attending an accredited college or university are eligible for scholarship assistance.  Children and grandchildren of members who are graduating high school seniors may apply as well.  This scholarship may be used for any field of study. The application period is January 1st - March 15th.

 

Eligibility:

 

• At time of application be a member in good standing for at least one-year
• Be enrolled in a community college or university taking course work in any field of study
• For children and grandchildren be a graduating high school senior
• Return completed application and required documentation by March 15th.

 

To apply, please click here.

 

 

 

UESC Hardship Grant

 

Our members facing an unforeseen emergency or catastrophe may apply for a one-time hardship member assistance grant.  Our hardship grants are intended to be a one-time stop gap measure to assist our members in facing unexpected crisis.  These small grants ranging from $100 - $500. Our grants are approved based on a demonstrated need and fund availability.  The application/approval process is 48 hours or less.  To be eligible for a hardship grant you must be a member in good standing for at least 1 year and have a documented bona fide unforeseen emergency.

 

To apply, please click here.

 

 

 

UESC "State Employee" of the Year

 

The dedication and hard work of our state employees too often go unnoticed and unappreciated.  However, we believe it services provided by state employees should not go unrecognized or unrewarded. Each year in the month of November, we honor and recognize a "State Employee" of the year who demonstrated extraordinary commitment to public service. The nomination period is open from May 1st - October 15th.  A person may be nominated by any state worker.  The nominator nor the nominee is required to be a member.

 

To nominate a co-worker, click here.